Frequently Asked Questions
BTL mortgages are specifically for investment properties, while residential mortgages are for personal use.
Deposit requirements can vary, but typically, a higher deposit is needed for BTL mortgages compared to residential ones.
Interest rates may be influenced by factors such as the size of the deposit, the property’s location, and your creditworthiness.
Lenders may have age restrictions for BTL mortgage applicants, but this varies between providers.
Yes, you can use BTL mortgages to acquire and manage a portfolio of rental properties.
Yes, BTL property owners are subject to legal responsibilities, including complying with landlord regulations.